BrickAtlasPortfolioExample portfolio
Portfolio · Sample book
Four properties. Sell the one with no rent, keep the three that cash-flow, and put the budget into the next purchases.
Sample book for illustration — not a live portfolio.
On file
$500,000 available, adding $50,000 a year for 5 years. Target $5,000 a month. 100% down, 0% on a new loan, 7% on a refinance.
Game plan
Sell 8201 Fairington Ridge Cir
List it. That stops an $800 monthly loss and returns about $25,634 after six percent selling costs.
Keep the three that cash-flow
1582 Isleworth Cir, 6874 Mahonia Pl, and 1349 Creekview Cir bring in $1,091, $1,127, and $1,263 a month.
Buy with the $500,000 budget
Purchase between $100,000 and $200,000, all cash, no new debt, and at least $300 a month in cash flow per deal.
Reinvest $50,000 a year
Savings over the five-year timeline fund the next cash purchases and move the book toward $5,000 a month.
Sell
Long-term rental
No rent, and about $800 a month of cash-flow loss, against a $91,100 value and a $60,000 loan. Selling stops the deficit and recovers about $25,634 after costs.
Hold
Flip in progress
Clears its costs. $2,150 in rent becomes $1,091 a month of cash flow, with $181,000 of equity and a 7% loan on $100,000.
Hold
Long-term rental
No debt on a $236,000 value. $1,740 in rent becomes $1,127 a month after costs.
Hold
Flip in progress
No debt on $285,000 of equity. $2,070 in rent becomes $1,263 a month after costs.
Decide on the houses you already own
Hold, sell, and the next buy — from the cash flow and the loan on each property.